GOLDEN VALLEY, Minn. - Dinner and a movie is so old school. This year, why not treat your Valentine to a money date?

It may not sound romantic, but spending an evening talking finances might be the secret to staying together, money problems are one of the leading causes of divorce!

Matt Gulbransen, owner of Callahan Financial Planning said, “Even if you’ve been married for years, your first money date may feel a little awkward.”

You can start the conversation by taking a Money Date Quiz.

“You and your significant other should both take the quiz,” said Gulbransen. “There are no right or wrong answers; it’s designed to show you the areas you agree upon and where you may need to have more discussions.”

Be Honest

Q: Have you ever hidden a purchase, account or debt from your significant other?

o Yes

o No

o I’ve only hidden gifts

Establish Limits

Q: How much money are you comfortable spending at one time without talking to your

significant other first?

o $50

o $100

o $200

o $500

o No limit

Review Your Goals

Q: On a scale of 1-5, how important are the following activities to you in retirement?

(1 is not important; 5 is very important)

Travel

o 1 o 2 o 3 o 4 o 5

Dining Out

o 1 o 2 o 3 o 4 o 5

Moving/downsizing

o 1 o 2 o 3 o 4 o 5

Relaxing

o 1 o 2 o 3 o 4 o 5

Time with family

o 1 o 2 o 3 o 4 o 5

Money Date Quiz $

Align Homework

Q: On a scale of 1-5, how much do you enjoy the following financial chores?

(1 means do not enjoy; 5 means enjoy a lot)

Filling out the budget

o 1 o 2 o 3 o 4 o 5

Paying the bills

o 1 o 2 o 3 o 4 o 5

Balancing the checkbook

o 1 o 2 o 3 o 4 o 5

Checking investments

o 1 o 2 o 3 o 4 o 5

Preparing taxes

o 1 o 2 o 3 o 4 o 5

Set Your Next Money Date

Are you comfortable finding a financial professional to work with?

o Yes

o No

This quiz is designed for both members of a couple to take separately. Compare your answers to see

which areas you agree upon and which areas you should discuss more. Remember, there are no right

or wrong answers. This is designed to get the conversation started.*