GOLDEN VALLEY, Minn.- Like it or not, we live in a world that is more connected than ever before. Learning how to recognize risks and prevent cybercrime is important for all of us. Dan Ament, Financial Advisor with Morgan Stanley joins us assess your ‘App’titude.

§ Set strong passwordsThis includes your device, online registrations / banking, home computer and your home WiFi network. Change them regularly and don’t share them. Avoid using your name, your kids, pets or other well-known information about your-self when creating a unique password. Break up words and incorporate special characters and random capital letters. DON’T save passwords on your device that could be accessed if compromised.

§ Keep your operating systems updated Keep your computer and mobile device operating systems updated by accepting & installing ‘updates’ when available. This may include anti-virus, software and operating systems updates.

§ Be wary of being TOO social on Social Media - Utilize privacy settings and limit the amount of personal information you post online.

§ Be skeptical – Be skeptical of email or online ‘offers’ – As they say …. If it sounds too good to be true it probably is. Don’t click on links in e-mails. Links are an excellent way to get a virus. The same goes for pop-ups. For your mobile devices, become familiar with the applications / tools available that would allow you to remotely track and wipe a device if it is stolen.

§ Document retention and disposal - In addition to ‘cybercrime’ risks, don’t forget about limiting the risk of identity and financial theft risks by properly disposing of documents & statements that contain personal information. Visit the link below for some guidelines by Consumer Reports to consider.

SOURCES, RESOURCES & EXCERPTS - Cyber awareness / security tips

Cyber Security Awareness Month

Consumer Reports - How long to keep tax records and other document