GOLDEN VALLEY, Minn. — This time of year, we all want to save some time and money. Nonprofit Twin Cities Consumers’ Checkbook, online at Checkbook.org, is out with a new issue.

Executive Editor Kevin Brasler, has some of Checkbook’s editors’ favorite strategies for saving money when you shop online, as well as tips for getting great service at a fair price if your HVAC system needs some TLC before Old Man Winter really gets started. Also, we all see those car commercials for the holidays, and many of them tout numerous awards, JD Power, Motor Trend, and more. Checkbook looked under the hood of many of these major accolades and tells us what you can trust.

Free access to our full site is live at Checkbook.org/KARE/Free through January 3, 2020.